We at Pando Mortgage are changing the game by providing unique products, cutting-edge technology, outside-the-box lending solutions, and most importantly the very best customer service in the industry. You will not find more caring, hardworking, honest, and detail-oriented loan originators on the entire planet. In addition to unbeatable rates for FHA, VA and USDA loans, and A-Paper loans that close in 20 days, we are also able to get lending for the following situations:
A Conventional Home Loan, also known as a Conforming Loan, can offer great rates, flexible qualifying guidelines & terms because it conforms to standards set by agencies that help regulate the mortgage industry.
Popular with first-time home buyers FHA loans are ideal for borrowers with little cash saved up for a down payment, and those who have less-than-ideal credit and cannot qualify for a conventional loan.
A product for home buyers that are looking for financing to cover repairs on a home. Credit requirements are similar to the more well-known FHA product but this product allows for you to finance in upgrades on your dream home.
A Jumbo Loan is designed for those looking to go above the county limit. Most importantly for home buyers, Jumbo loans make it possible to buy more expensive homes. If you’re buying a high-priced home and you don’t make a size-able down payment, a Jumbo loan may be your best option.
A VA loan is a $0 down payment mortgage is fully backed by the U.S. government and is one of the most attractive and flexible mortgages available. The VA loan was specifically designed to honor our Veterans, active-duty military personnel and select military spouses with getting into a home of their own.
The Community Reinvestment Act (CRA) is a financing vehicle that came out of legislation that encouraged depository institutions to help meet the credit needs of surrounding communities. Pando Mortgage has paired with lenders that are committed to helping borrowers qualify for these loans.
Some lenders opt to offer non-QM products to individuals that do not fit into a QM product. Pando Mortgage has paired with some of those lenders to offer its’ clients the best fit of financing for their needs. Many borrowers who could not qualify for a mortgage before due to the strict lending guidelines on QM loan programs can now qualify.
We have a fast and easy application process.
We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.
Putting Your Needs First
We Offer Transparent Options, No Surprises
High Review Rating Give New Clients Confidence
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See what our customers have to say about Pando Mortgage products, people & services.
"Steve Rinaldi at Pando Mortgage was a great help in getting me refinanced and did a great job. I recommend Pando Mortgage 100% for your home buying or refinancing needs."
"I worked with Joe as a first time home buyer. He was friendly, down to earth and always available. I would text him often to run numbers on different homes and he would always text me back quickly. He made things easy to understand and I felt like he was really working hard for me. Glad I got the opportunity to work with him."
Our mission at Pando Mortgage is to pair you with someone passionate, who will guide you through the mortgage financing process and be your advocate during one of life’s most important moments. We believe that the mortgage industry can do better; let us prove it to you!
Pando Mortgage, LLC, NMLS #1585803 | (C) Copyright 2019
*Rates are just an estimate, does not include APR. Please contact us for current market rates. Pando Mortgage, LLC is licensed in PA #60453, NJ #1585803 and DE #026096. NMLS # 1585803.
NMLS Consumer Access: nmlsconsumeraccess.org
